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Free Tool

Long Beach Home Sale
Net Proceeds Calculator

See what you actually keep. Compare a cash sale to a traditional agent listing — with real Long Beach costs.

Enter your numbers below. Results update automatically.

Your Property
Home Sale Price / Cash Offer
Mortgage Balance Owed
Months Until Listing Closes (traditional)
Average Long Beach listing: 2.5-3 months
Monthly Carrying Cost (PITI + utilities)
⚡ Cash Sale (Jay Buys Houses)
Cash offer price$650,000
Mortgage payoff-$380,000
Agent commission$0 (none)
Closing costs (paid by us)$0 (we pay)
Carrying costs during close~$0 (closes in ~14 days)
Repairs / prep required$0
Your net proceeds$270,000
$270,000
You keep (cash sale)
Traditional Agent Listing
List price (same as cash offer)$650,000
Mortgage payoff-$380,000
Agent commission (5.5%)-$35,750
Closing costs (seller pays)-$5,000
Carrying costs (3 months)-$9,600
Staging / prep est.-$2,500
Your net proceeds$217,150
$217,150
You keep (agent listing)
Difference in your pocket
$52,850
more with a cash sale (before any price negotiation)

How to Read These Numbers

Why the Cash Net Is Often Competitive

Agent commissions (5-6%), seller closing costs (~1%), carrying costs during the 90-day listing window, and prep/staging costs together consume 8-11% of the sale price. A cash offer 5-8% below list price often yields similar or higher net proceeds.

When Traditional Listing Wins

If your home is in perfect condition, you have 90 days, and the market is highly competitive, a bidding war can push the final price well above list — and that premium may exceed the cost savings of a cash sale. Always get both options.

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